Solar Financing Made Simple

Take the guesswork out of going solar with financing options built to fit your needs.

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Lock in your Energy Costs with Zero Out of Pocket 

Financing your solar system is one of the smartest ways to take control of your monthly expenses without a large upfront investment. At Simple Solar, we specialize in helping homeowners navigate multiple financing options to find the right fit for their goals. Instead of continuing to pay a rising utility bill, you can replace that cost with a structured, predictable payment that stays consistent over time and eventually goes away completely once your system is paid off.

Replace Your Utility Bill with a Fixed Payment icon

Replace Your Utility Bill with a Fixed Payment

Your utility bill goes up every year, your solar payment doesn't. Financing lets you swap an unpredictable, ever-rising cost for one stable monthly payment. You stay protected from rate hikes, and once your system is paid off, that payment disappears entirely.

Finance the True Cost icon

Finance the True Cost. No Hidden Dealer Fees

Many solar lenders inflate what you're financing with hidden dealer fees, making your loan bigger than your actual system cost. We only work with lenders that charge zero dealer fees, so you're financing exactly what your system costs, nothing more.

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Flexible Financing, Built Around Your Life

No two homeowners have the same financial situation, so we offer both secured and unsecured loan options side by side. No prepayment penalties, no front-loaded interest, and the ability to re-amortize after payments, so your loan can flex as your needs change.

Multiple Financing Options, One Clear Strategy

At Simple Solar, we partner with a variety of trusted lenders to provide a range of financing solutions, including traditional solar loans and home equity options like HELOCs. This allows us to match each homeowner with the structure that makes the most financial sense for their situation. Below, you can explore our financing partners and options in more detail, knowing that every solution we offer is designed with transparency, flexibility, and long-term value in mind.

Home Equity Line of Credit (HELOC)

What is a HELOC?

A Home Equity Line of Credit (HELOC) lets you borrow against the equity in your home, making it a popular and cost-effective option for Arizona homeowners going solar. With lower interest rates and flexible repayment terms, a HELOC can give you the financial breathing room to invest in solar while keeping monthly costs manageable.
 

Pros of a HELOC

Cons of an HELOC

Unsecured Loans

What Are Unsecured Loans?

Unsecured loans offer a fast and flexible way to finance your solar project, without using your home as collateral. That means no home equity requirements, no appraisals, and no risk to your property. For many Arizona homeowners, it’s a simple and straightforward way to go solar with confidence.

 

Pros of an Unsecured Loan

Cons of an Unsecured Loan

Get Your HELOC With Figure

We are proud to announce our partnership with Figure, a leading financial institution specializing in HELOC solutions. With Figure as our trusted partner, we can offer you competitive and reliable HELOC options to help you finance your solar and battery project seamlessly.

  • Apply online with our quick and easy application
  • Receive funding in as little as 5 days
  • Borrow up to $400,000 by leveraging your home equity
  • Skip the wait for an in-person appraisal
  • Get the funds you need now and proceed with your project.

Get an Unsecured Loan With Concert Finance

We’ve partnered with Concert Finance, a respected financial institution specializing in unsecured solar loans. Through our collaboration with Concert, we are delighted to offer you convenient and flexible unsecured loan options to support your solar and battery project with ease.

  • Whole-project funding with no home equity requirements
  • Unsecured Concert Finance loans have no prepayment penalties
  • No home equity or appraisals required
  • Get pre-qualified instantly. Soft-pull only, will not affect your credit score
  • Loans from $5,000 to $100,000.
Getting Pre-Qualified Does Not Affect Your Credit Score